TopRidge Bonus Annuity
Climb Higher with our New FIA
TopRidge Bonus Annuity
Want to grow your client's portfolio while staying protected from market loss? You're in the right place.
The TopRidge Bonus Annuity is a modified single premium fixed index annuity (FIA). This new FIA has features and benefits that can help your clients reach new heights! Plus, the TopRidge Bonus Annuity has a broad set of index crediting strategies covering various asset classes to give your clients a diverse array of allocation options.
The TopRidge Bonus Annuity has NOT been approved in the following states as of 10/14/2024: CA, DE, IL, MT, NJ, NY, DC, HI, VT
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- Premium Bonus - 20%
- Index Crediting Options and Rates
- Cumulative Free Withdrawal Rider with Rider Charge
The TopRidge Bonus Annuity offers a 20% initial premium bonus on the first contract year to help your clients jump start their financial journey*. Take a deeper look at the benefits of this premium bonus!
*A Bonus Recapture schedule applies during the Surrender Charge Period.
Just like our other FIAs, TopRidge Bonus also offers competitive index crediting strategies covering various asset classes from large and small cap to technology and internal. With a variety of index crediting options, your clients can have more options to choose from.
The Cumulative Free Withdrawal Rider allows clients to withdraw up to 30% of their premium with a 0.95% rider charge. This Cumulative Free Withdrawal allows your client’s flexibility to withdraw more from their contract to help pay for those unexpected, or planned, expenses.
FINANCIAL PROFESSIONAL USE ONLY
Security Benefit Life Insurance Company is not a fiduciary and the information provided is not intended to be investment advice. This information is general in nature and intended for use with the general public. For additional information, including any specific advice or recommendations, please visit with your financial professional.
The Security Benefit TopRidge Bonus Annuity, a modified single premium, deferred fixed index annuity contract is issued by Security Benefit Life Insurance Company (SBL). In most states, the TopRidge Bonus Annuity is issued on form 5600 (9-19). In Alaska, Connecticut, Idaho, Indiana, Maryland, Massachusetts, Minnesota, Missouri, Nevada, New Hampshire, New Jersey, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Utah, Virginia, and Washington the TopRidge Bonus Annuity form is ICC19 5600 (9-19).
Guarantees provided by annuities are subject to the financial strength of the issuing insurance company. Annuities are not FDIC or NCUA/NCUSIF insured; are not obligations or deposits of, and are not guaranteed or underwritten by any bank, savings and loan or credit union or its affiliates; are unrelated to and not a condition of the provision or term of any banking service or activity.
Fixed index annuities are not stock market investments and do not directly participate in any equity, bond, other security, or commodities investments. Indices do not include dividends paid on the underlying stocks and therefore do not reflect the total return of the underlying stocks. Neither an index nor any fixed index annuity is comparable to a direct investment in the equity, bond, other security, or commodities markets.
Bonus annuities may include changes to the elements used to determine the index interest credits or changes to the interest rate that are not included in similar annuities without a bonus. These changes may include lower current interest rates, higher surrender charges, longer surrender charge periods, lower participation rates or caps, higher spreads, or other changes. The amount of charges or reduction in interest credits may exceed the amount of the bonus.
IM-50005-71 | 2024-09-30